Your mortgage consultant in New Zealand

Whether you're looking to sell and buy again or interested in land and building, we can assist in arranging suitable finance and offer guidance on lending structure and terms.

Securing the right home loan is crucial as it's a significant and long-term financial commitment. Your individual circumstances and preferences will play a significant role in determining the right loan for you. Determine how much you need to borrow based on the property you intend to purchase and your deposit amount. Consider factors such as property price, additional costs (like stamp duty and legal fees), and your ability to comfortably repay the loan.We will compare various home loan products and find the best suitable product for you. We outline a simplified process for applying for a home loan, breaking it down into manageable steps. It aims to demystify the application process and alleviate any anxiety associated with it.

If you're launching a new business, joining a franchise, or require funding for your existing venture, or looking to buy a commercial property we're here to provide assistance.

We work with a range of lending specialists and major banks to provide tailored solutions. We help clients understand their options by explaining the differences between loan types, lenders, and associated fees and charges. This comprehensive understanding empowers businesses to choose the most suitable financing solutions.

A personal loan is a good way to get the extra funds you need whether it is for going on a holiday with your family, buying a new vehicle or paying for medical expenses.

Secured loans generally offer lower interest rates than unsecured loans, but you must put up something for collateral, like your house, your car or your boat. If you don't pay off the loan, you can lose that collateral, so make sure you know all the conditions before you choose a secured loan. Unsecured loans are commonly known as 'signature' loans – the lender will approve the funds with just your signature, but you might end up paying higher interest for the privilege.

We can provide tailored advice and support throughout the decision-making process. We help you to understand the available options, assess the associated risks, and ultimately choose a loan that best suits your needs and financial objectives.

Need new equipment for your business or have a need to upgrade them to grow your business.

We understand the various financing options available for acquiring assets. Businesses can choose the most suitable option based on their needs, cash flow, and long-term goals whether it is hire purchase, leasing, asset refinance, and asset-based lending, Our expertise, network, and negotiation skills to help businesses navigate the complexities of asset finance, find the most suitable financing options, and secure favorable terms and conditions for acquiring the assets they need to operate and grow.

Do you want a better interest rate, consolidate your debt, renovate or free up equity?

Get valuable assistance in refinancing, We assess the current mortgage situation of the client. This includes reviewing the existing loan terms, interest rate, and repayment schedule as well as understand the client's reasons for refinancing, such as lowering monthly payments, reducing interest costs, accessing equity, or consolidating debt. after all assessments as refinancing can be complex, involving paperwork, documentation, and negotiations with lenders. It is also important to weigh up the cost of refinancing against the long term benefits. We guide our clients through the entire process, explaining each step and providing support along the way.

Bridging finance is tailored to help you acquire a new property before you have sold your existing one. This takes the stress out of trying to line up the sale of the existing house with the purchase of the next. There are usually a few hoops to jump through to get bridging finance, but we're here to make it easy.